Getting married with your beloved is a very precious moment in life. For those of you who have just got married or are just planning a wedding, there is one thing that you must consider with your partner, namely choosing the right insurance.
Imagine if you were stricken with a critical illness that caused you to lose your ability to work. Of course, this will reduce the income for the family.
When newly married, many people think that health insurance for the family is not a priority. The reason, because many feel healthy.
Check family health history
To find out clearly your family’s medical history, you should do regular medical check-ups. It is important to know the risk of disease that may arise in the future.
Determine the needs of the family
After checking the medical history, the next step is to determine the insurance needs that suit your needs.
For example, if you or your partner has a history of diabetes, then make sure to choose the type of insurance that can provide coverage for the treatment of the disease.
Compare the insurance products offered
Before choosing a particular insurance product, it is better to compare one insurance product with another. The reason is, each insurance company usually offers products with different advantages.
Choose the type of insurance according to financial ability
adjust to the financial capabilities or budget owned. Do not choose insurance with heavy premiums because it will disrupt the family’s financial condition
Choose insurance with an easy claim process
In buying an insurance policy, it is very important to choose an insurance company with an easy claim process. You should know that a good family health insurance not only offers protection, but also must be able to realize the benefits of protection through an easy insurance claim process.
Make sure the insurance company has good credibility
Finding out the credibility of the family health insurance provider company is very important. This is so that you can get safe and comfortable insurance services. Get information about the company through other people who have been or are still clients of the company.